
I help people who buy homes or own homes make the best use of their money through financial strategies.
I’m a licensed mortgage professional and focus on getting you the best mortgage or refinancing in the most efficient way. I make sure your home financing process goes smoothly.
Maybe you want to achieve the dream of homeownership with your first home. Or, maybe you’re looking to buy a new home, or refinance.
Whether you’re interested in finding the best financial path to homeownership, or making smart financing decisions with an existing home, I can help you get there.

What you need to know about mortgage rates today
Whether you are buying a home or refinancing, you want to know where mortgage rates are headed. The trouble is, lots of people are predicting things that are not helpful.
In this video, I discuss why you should stop being manipulated about bogus mortgage rate predictions, and discover how to know where they’ll go next.
I want to…


About me
Hi, I’m Nicole Hamilton.
Like you, I’m interested in making good financial decisions around home buying, refinancing and selling.
I’ve been a homeowner since 2004, and since then have refinanced, bought and sold a few properties of my own.
Early on, I refinanced a home in a situation that wasn’t ideal and overpaid. And, I bought a property upstate that cost me more money than the pleasure I got out of it. Along the way, I learned from my many missteps…
Featured articles
Featured videos
What is home equity and why is it important?
What is “1 point” on a mortgage? What does that mean?
Should you get a HELOC or a cash out refinance?
Podcasts featuring Homeownering
The “Systems Simplified” podcast, hosted by Adi Klevit
“Fintech Next,” hosted by Sheela Ursal
“The Better Off Podcast,” hosted by CBS’s Jill Schlesinger
Client testimonials
