Hi. Some people call me Nicole. You can call me Nicki if you prefer.
I’ve been a serial home buyer, owner and seller and there are two things that have stuck with me.
One, that being a homeowner can be a major wealth builder (though there can be pitfalls).
And two, there’s no one looking out for a home buyer, home seller or home owner who is independent of a kick back of some sort!
When I was refinancing my first home, I had a mortgage broker who made me feel dumb, even though I was very confident in both my math and logic abilities :). At that point, I had already had a long career in science and technology.
What made me the most mad was that it wasn’t a level playing field at all. He had knowledge that I couldn’t hope to acquire in the few months I had to refinance my home. I couldn’t tell if I was actually getting a good deal or not.
And, guess what? He steered me down the wrong path. He got his commission, while I got buyer’s remorse.
Then, I went online to do independent research on rates and options at places like Lending Tree and Bankrate. After some digging, I realized that their goal is the same as the mortgage broker: get you to make a decision, whether it’s the best one to you, so they can collect their money. They get paid by the mortgage brokers, banks and real estate companies.
So much for “independent” advice.
For a decision that has such a major financial impact, I didn’t want to be that dependent on anyone ever again.
And, neither should you.
I got obsessed with figuring out the ins and outs of the mortgage and real estate industries, started a couple of companies, developed some new technologies, and am here to share a decade a learning with you.
First, I started a company that invented the first and only tools to let regular folks like you and me have the same information as mortgage and real estate brokers with no hidden fees and no fine print.
Next, I channeled all that technology and know-how into Homeownering, where we make it so that you can truly make independent, informed decisions and get the best deal for you. A level playing field.
Homeownering is a place where you can get information to make decisions that are independent of any professional helping you and without any third party relationships, hidden or not. Better information, better tools. No conflicts.
Who do I work for? You. It’s really that simple.
You’ll find tools here that simply don’t exist anywhere else.
Want to stay in touch and get the latest free resources that solve your biggest challenges? Sign up for my newsletter.
Get the first chapter of my book, free.
I distilled a decade of knowledge from studying the mortgage, banking and real estate industries to empower home buyers, owners and sellers. Get the first chapter delivered immediately to your inbox.
Download the first chapter of Avoid the Money Pit, Turn Your Home into a Financial Powerhouse.