New product review:, an alternative to a home equity loan or a HELOC

New financial products are cropping up all the time. Here's a review of one new product for homeowners, Point. They advertise that you can sell them a fractional piece of your home equity. Let's explore what this really means and what you should look out for when considering such a product, as well as what alternatives may be. 

If you have credit card debt, how do you know if a refinance can help you?

Often, mortgage loan officers will suggest a cash out refinance to wipe away credit card debt. But, here are three things you should consider in order to make sure it actually makes sense for you, both in the short term and the long term. 

How to know more than your mortgage loan officer without lifting a finger (so you don’t get screwed)

How do you guarantee that you won’t get screwed over by your loan officer when you go to get a mortgage? Learn how you can instantly know more than the loan officer you are dealing with when buying a new home or refinancing your current home. 

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