When getting a mortgage, be the genius you always knew you were
No one dreams about a mortgage, they dream about a home.
You want a great result without the headache.
For anyone who’s been through the mortgage process, you have a ton of questions and can’t always be sure about the answers.
No matter how many times you’ve been through the mortgage process, there are always new questions that need answers.
The main person you rely on is your mortgage loan officer.
But they can’t be an objective expert as they’re ultimately getting a commission from your business.
So, there’s a natural conflict already set up.
We all wish we could have all the answers, but that’s impossible with something as complex as a home purchase.
How can you possibly have all the answers?
The research on how to get a great deal is compelling
Some of you may know my experience in financial technology from my last company, Tactile Finance. We pioneered tools that showed home buyers for the first time their mortgage loan options with no fine print.
During that time, a federal research study showed that the best way for home buyers to save was by effective comparison shopping. The average savings home buyers gained was $3,500.
But, from working directly with home buyers, it’s tricky to do comparison shopping well as there are so many moving pieces.
Most people find managing multiple loan officer challenging and end up losing any sort of negotiation power.
Yet, the benefits are proven to be so great.
What if there was a helping hand to make it easier?
It shouldn’t be a “one size fits all” experience
From my experience making mortgage software for the mortgage industry I know that often mortgage companies treat you as if “one size fits all” when it comes to your options.
The goal is to get you in and out of the door as soon as possible without losing you to a competitor.
What’s missing is solid insight that takes your individual goals into account.
On one hand, you can just go for a 30-year fixed mortgage and try your best to get the best rate.
But in reality, your profile is unique – your credit score, your finances and your future goals.
With such a big decision, you deserve to be firmly in command of your offers and decisions. Then you won’t risk pulled in a direction you didn’t expect.
You owe it to yourself to be the one driving the decisions, not your mortgage company.
A new, powerful safety net
When you get a mortgage, you worry that you’re making a mistake and how to know if you’re actually getting the best deal.
What if you could eliminate those concerns?
Ideally, you’d have an expert helping hand assisting you at every step of the way.
Think about how much money could be collectively saved if everyone could shop around like an expert, gaining the most negotiation power?
What if every single person was 100% sure their choice for a mortgage would support their short and long term unique goals?
And finally, what if everyone could avoid all surprise closing cost fees?
That would be one, powerful safety net.
Be your own expert
Using federal research and 10 years of mortgage industry experience, we at Homeownering have developed a product that acts as a safety net, available for anyone getting a mortgage.
No matter if you are completely new to home buying or have bought many homes before, you can achieve far greater savings and shave major time off getting a mortgage with our new product, Instant Mortgage Genius.
Introducing Instant Mortgage Genius
A product that cuts your time in half and saves you thousands.
Instant Mortgage Genius – IMG gets you organized, helps you find the right loan officers and puts you in the strongest negotiation position while eliminating surprise fees at the closing table.
Get instant feedback on your offers
Our proprietary app gives you instant feedback across 10 criteria on all of your offers, so you have independent help ensuring your mortgage gets you to your unique goals.
Live and forum help available 24/7
Get access to weekly live web sessions and a 24/7 forum so you get the help you need, when you need it, until you close on your dream home.
Are you or someone you know buying a home soon?
Find out more about this new product that cuts the time it takes in half, eliminates surprise closing fees, gives you instant feedback on your offers and saves you thousands.