Buying a home
Get on a higher playing field! Increase your earning power, reduce your expenses and close on your dream home.
Discover 10 home buyer secrets that experts use to beat the system, gain more buying power and save the most money
Take advantage of big opportunities that few people ever know about.
Find hidden money in every step of your journey.
Before you buy a home, get this comprehensive roadmap to financial success: Avoid the Money Pit – Turn Your Home into a Financial Powerhouse
What if, rather than feeling uncertain about your homeownership decisions, you were able to realize extraordinary savings and financial opportunity?
Discover the step-by-step system that shows you how to radically change your financial situation as it relates to your home…starting today.
Many couples dream of buying property together. For any number of reasons, only one of you may end up on the mortgage, or on title, for that matter. If that’s the case for you, what do you need to know? Read about the benefits and the risk if one spouse is on the mortgage and/or title and the other is not.
It pays to shop around for interest rates. Studies show that you can save about $1,200 just by being aware of different interest rates that you are eligible for. That's a lot of money!
When you go on the internet looking at rates, you will come across many sites with interest rates posted. These are called rate charts, and they generally have a place to enter your loan information and your credit score, and then display "your rates".
Many prospective home buyers just don't have 20% of the home price available for a down payment. Let's discuss the pros and cons of putting 20% down.
How to know more than your mortgage loan officer without lifting a finger (so you don’t get screwed)
How do you guarantee that you won’t get screwed over by your loan officer when you go to get a mortgage? Learn how you can instantly know more than the loan officer you are dealing with when buying a new home or refinancing your current home.
Some mortgage companies advertise that they can get you a mortgage in just days. Here's what you need to know about the tradeoffs and pitfalls of so-called fast mortgages.
Is there anything worse than the tedious process of getting a mortgage or refinancing? Here are some ways to make home financing infinitely less painful.
There are a number of tax benefits available to homeowners, such as mortgage interest deduction. However, the only way to know the precise tax value of any economic decision is to prepare a tax return for the taxing agency (or all of them) first without including the economic decision and then prepare it again including the economic decision. The difference between these two outcomes is then the exact value of the tax benefits associated with the decision.
Do you have anxiety about your mortgage? Here are some common sources of anxiety.
"My rate is going to adjust but I don't know exactly when or what to do."
If you have an adjustable rate product, it can be hard to tell when your rate is scheduled to adjust, and when it does, how this will affect your payments. No, it isn't just you. Most people with adjustable mortgages don't have the answers and they are similarly confused and nervous.
Are refinancing concepts confusing you? Learn what things like "rolling fees in" mean and why you should never use a "break even" formula when deciding on refinancing.