Your life is already crazy. But, you need a mortgage or you’ll lose out on your opportunity to own your dream home.

Just the word ‘mortgage’ makes your chest tighten. You wish someone else would take care of it for you.

You’re worried about your credit, your rate, and making a mistake that could cost you a lot of money you don’t have.

You try to keep a step ahead but still have so many questions.

Like, “what is my loan officer not telling me? How do I know if a deal is the best one? How do I speed up the process when I don’t feel in control? What surprise fees are coming? How do I avoid hurting my credit while shopping around? How do I know if I should lock your mortgage (and what does that actually mean)?”… and so on.

Getting these wrong means spending more money and time.

You can’t be expected to know everything. So…

What if you could…

  1. Avoid making mistakes
  2. Cut the time it takes in half
  3. Shave thousands off of your costs, with no surprise fees

Be an instant mortgage genius

Get a better deal than your braggy boss, snobby neighbor, geeky coworker or smarty-pants sister. With way less effort.

Your opportunity

Federal research proves that if you shop around and compare mortgages successfully you could save literally thousands and thousands of dollars (“Consumers’ mortgage shopping experience,” Consumer Financial Protection Bureau, 2015).

The problem is that the process is rigged so that it’s almost impossible to negotiate the best deal for yourself.

Here’s why:

  • Different lenders have different requirements, making you jump through endless hoops
  • Lenders sell different products and give conflicting information
  • Trying to satisfy more than one lender draws out the process, risking your credit
  • Deals quoted in the beginning often change as you get closer to closing resulting in unexpected fees
  • Time pressures from different requirements, products, and changing costs means you lose your negotiation power

What’s the result? You’re frazzled and frustrated and pay thousands more than you need to.

Not only that, but…

Mortgage lenders treat you as a “one size fits all” customer.

I used to teach mortgage lenders how to show home buyers their best range of options. A lender actually does this in only one of every 20 cases. Why? It slows down the deal, and they risk losing the sale. Sad, but true.

In order to save real money, you need to know which option is best for your individual goals. Do you want the lowest monthly payment, shortest term, a mortgage you will never have to refinance? Maybe you’re not sure of your goals.

Guess what?

You don’t need a degree in finance or a million hours of web research to get the right mortgage for the lowest cost possible.

The solution – Instant Mortgage Genius (IMG)

Don’t waste more time reading useless articles, tearing your hair out, suffering through delays, overpaying, getting surprise fees or being at the mercy of a mortgage lender. That all ends when you join IMG.

How IMG works…

Instant mortgage genius

1 . Our proven system that cuts out all the extra effort, gives you the best deal with the most negotiation power, no hidden fees and in half the time, developed from over 10 years of research.

  • Gets you organized
  • Finds right loan officers for you, for the strongest negotiation position
  • Knows what to ask for and how to respond to loan officers
  • Has specific information to request at specific times, for no surprise fees
  • Negotiate!
  • Take control of your own lock (locking your interest rate)
  • Eliminates surprise fees at the closing table.

2. Specific expertise to deal with mortgage lenders, so that you are always one step ahead and at the mercy of no one. Be their highest priority, fast-tracked client with the best deal and no funny business.

3. Our simple, easy to use IMG App that gives you instant feedback on offers, sorted by 10 criteria. Expert advice on all your options.

4. Weekly web sessions and question forums, so you can get the help you need, when you need it, until you close on your dream home.

Get IMG today

Click to register

Billionaires have a team of people vetting their offers and answering their questions. You deserve this, too. For the biggest financial decision of your life.

No more worrying about overpaying, or surprise costs.

Get your mortgage in half the time, so that you can beat the competition for your dream home.

How did we come up with this?

IMG started from personal experience in 2009. I was getting a mortgage and even though I did a ton of research, I got a mediocre outcome that ended up costing me thousands more than I needed to pay. And it took forever. Why? Because I was at the mercy of what loan officers were telling me. Then, at the closing table, under pressure of losing the home I worked so hard to close on, there I was writing surprise checks – $1,200 here, $600 there, $500 there (very common). The process made me feel bad. And, mad.

Turns out, anger is a great motivator.

I started a company that reverse engineered the mortgage process, took all loan details and presented them to home buyers with no fine print. Sold this product to non-profits, banks and wealth managers to use with their customers…the mistake was selling it to middle men and not directly to home buyers. Back to my point above – a bank knows that sharing more info slows down the sale!

I learned that the process is absolutely stacked against home buyers. People buy homes only once in a while, so it’s impossible to amass the knowledge you’d need to beat loan officers at their own game.

I was shocked that no one is independently helping home buyers who doesn’t have a financial stake, and can be truly unbiased. An independent, helpful hand.

And, I learned that home buyers don’t want to learn the minutiae of their loan deals. They want someone else to do the work for them and still arrive at the best outcome. Which is…smart!

You deserve a helping hand to sift through everything and help you keep more of your money.

Here’s why we invented IMG for you

You want..

  • An easy process
  • To be in control, not your loan officer
  • To pay as little as absolutely necessary for the best possible outcome
  • Zero cost surprises at closing

How do you save a ton of money and avoid stress, starting today?

This easy, brainy, time-saving solution is the result of over 10 years of research and development. This tested formula is guaranteed to:

  1. Save you a minimum $1,500
  2. Protects your credit during the mortgage process
  3. Gets you the absolute best deal possible for you

The average savings from using this process is over $2,500 during the first few years of a mortgage due to lower rates and fees.

Get IMG today

Click to register

F.A.Q. (Frequently Asked Questions)

I haven’t even figured out what home I want yet. Is it too early to join?

The earlier you join the better. You’ll be able to take advantage of all of our credit resources (like our 14-page guide on how to boost your credit for free), and get a jump on your mortgage, making the process even faster.

Will my loan officer be mad that I’m using this?

This is your tool, not theirs. IMG gets you prepared. Some mortgage lenders call buyers who shop around “rate shoppers,” like it’s a bad thing. But they will wonder, how did you get so smart and stay one step ahead of them?

Who is this product for?

Everyone and anyone who wants to save money and time.

Who is this product not good for?

Anyone who wants to spend more money on their mortgage or take more time to get a mortgage.

What if I join IMG and then my home purchase gets delayed?

Once you join IMG, you have unlimited time to use it. That means, if you make an offer on a home and it falls thorough, you can use IMG for the next home that you purchase, no matter how many months in the future.

I’ve already started the mortgage process. Is it too late to benefit from IMG?

If you haven’t committed to a mortgage yet, IMG is right for you. Use the program to increase your negotiation power, pick the right option, avoid hidden costs, and close as quickly as possible.

Mortgages are all about monthly payment and interest rate. I can figure those out for myself. Why would I need this?

There are many fees beyond just interest rate and monthly payments rolled into a mortgage offer. Lender fees, appraisal fees, and third party costs. By limiting it to monthly payment and interest rate, a mortgage lender can “dumb down” the discussion, but that doesn’t mean you aren’t on the hook for the other fees.

And, there are other factors to consider. For example, the rate you build equity (how much money is in your home that’s yours, versus how much you owe to the bank – a major part of a homeowner’s net worth). With IMG, you can see which mortgage is the best deal for you, no matter how many years you stay in your home, and which one will build you the most net worth.

What if I don’t know what type of mortgage I want?

IMG makes it clear which mortgage fits your needs best. We analyze many options for you, whether it’s an FHA, ARM, 30 year fixed, 15 year, etc. You can see instantly which one fits your needs most, without any guesswork.

You pick the criteria to analyze by, whether it’s shortest term, lowest cost, generates most equity, and we show you your best options. This lets you weigh different factors against each other, giving you the best deal possible.

What are people saying about IMG?

“I wish I had this when I got my mortgage. I had $17,000 in surprise mortgage costs.”

“This is like having a high priced consultant working for you.”

“I came into this knowing absolutely zero about mortgages, and got a better deal than any of my friends. Now they come to me for advice!”

100% satisfaction guaranteed

We stand behind the IMG program and if you aren’t thrilled with it, we will issue you a full refund. We’ve developed this program for you to get the maximum value. That’s why we have a “No Questions Asked, Money Back Guarantee.”

Why should you join IMG?

I know you have big dreams for your new home. And, you’re impatient at how long things take. IMG lets you navigate the process with ease, avoid mistakes, avoid overpaying and get the best deal in the shortest amount of time with the smallest about of effort.

Expert analysis, cuts time in half, no surprise fees, and peace of mind.

Average savings from using this product? $2,500.

How can you afford not to get it?

Get IMG today

Click to register
Instant mortgage genius

1 . Our proven system that cuts out all the extra effort, gives you the best deal with the most negotiation power, no hidden fees and in half the time, developed from over 10 years of research.

  • Gets you organized
  • Finds right loan officers for you, for the strongest negotiation position
  • Knows what to ask for and how to respond to loan officers
  • Has specific information to request at specific times, for no surprise fees
  • Negotiate!
  • Take control of your own lock (locking your interest rate)
  • Eliminates surprise fees at the closing table.

2. Specific expertise to deal with mortgage lenders, so that you are always one step ahead and at the mercy of no one. Be their highest priority, fast-tracked client with the best deal and no funny business.

3. Our simple, easy to use IMG App that gives you instant feedback on offers, sorted by 10 criteria. Expert advice on all your options.

4. Weekly web sessions and question forums, so you can get the help you need, when you need it, until you close on your dream home.