How to negotiate lower homeowners insurance

Negotiate homeowners insurance down

Get a step-by-step script to negotiate your homeowners insurance down

Know specific discounts to ask for

Lower your payments for identical coverage

Negotiate with any insurance company

Get the script

Learn about

  • How to negotiate with your current company for a lower rate

  • How to get a better rate from another company

  • What’s in your coverage

  • If you have too much coverage or too little

  • What you aren’t covered for

  • What to look for in an insurance company

  • What to do if your mortgage company puts extra insurance on your property

  • How much liability coverage you should have