Mortgages
What you should NOT do before closing on a mortgage
What NOT to do before closing on your mortgage You've spent so much time in your home buying process, the last thing you [...]
How redlining affected homeownership in the United States
How redlining affected homeownership in the United States When people hear the word redlining, they often imagine a single policy designed to exclude [...]
Fix your own credit for a mortgage
What mortgage credit agencies do, and how you can fix your own credit for a mortgage When people hear “credit agency” or “credit [...]
Mortgage Market Report – July 7
Mortgage Market Report - July 7 Mortgage rates moved around a bit last week, but overall they’re much lower than they were earlier [...]
Beware of this risk when making extra principal payments – Part 2
Beware of this risk when making extra principal payments on your mortgage - Part 2 I wrote the first part to this article [...]
Is it possible to predict where mortgage rates are headed?
Is it possible to predict where mortgage rates are headed? Ok, I’m going to tell you something controversial. When you see someone predicting [...]
How do I tell if a mortgage quote is real?
How do I tell if a mortgage quote is real? When you’re in the process of buying a home, there’s a big learning [...]
Why are mortgage rates going up?
Why are mortgage rates going up? Mortgage rates have gone from 6.11% in mid/end of Sept to 6.91% in a little over 4 [...]
How does a standalone second mortgage compare to a second lien mortgage?
How does a standalone second mortgage compare to a second lien mortgage? Are you a homeowner considering a standalone second mortgage or second [...]
Why most predictions about where mortgage rates are headed are wrong
Why most predictions about where mortgage rates are headed are wrong There is a lot of confusing information out there on interest rates [...]
What are some first time home buyer advantages?
What are some first time home buyer advantages? Because homeownership is a known wealth driver for many individuals and families, there are many [...]
Higher interest rates have changed the game for borrowing against your home equity
Higher interest rates have changed the game for borrowing against home equity Last year, if you had enough home equity in your home [...]
What is recasting a mortgage, and how does it work?
What is recasting a mortgage, and how does it work? Maybe you’ve heard someone say that they were recasting a mortgage and you [...]
Do you want to refinance but haven’t gotten around to it? You’re not alone
Haven’t gotten around to refinancing? You’re not alone. Practically everyone knows by now that mortgage rates are at historic lows. Yet, many people [...]
What if you say that your mortgage is for a primary residence but it’s really not?
What if you say that your mortgage is for a primary residence, but it’s really not? If you are buying a home and [...]
How to get a loan approval letter
How to get a loan approval letter When you’re shopping for a new home, a standard thing you need to make a successful [...]