Achieve the dream of homeownership

Steps to becoming a homeowner

Think homeownership is out of reach? Let me show you how it can be just around the corner.

Owning represents stability.

Rents never stay stable and they never drop, they only go up! Are you feeling reluctant just throwing your money away at renting some ridiculously expensive apartment or house?

But, given the constantly shifting interest rate environment, do you feel it’s even possible to find an entry level place?

Or, if your family is expanding do you feel you’re not yet in the place to buy a house, but you’re certain that you want to be and simply need to know how to get there?

Can you dream or even think of buying a house if you don’t currently have the credit or the income?

Yes, you can.

How do you know your smartest path?

Lots of people want to be homeowners. The problem is, if you don’t qualify now, it can be really hard to see how to be a homeowner due to many factors – shifting interest rate landscape, housing price fluctuations, etc.

Many people feel hopeless due to the murkiness of it all. They think the opportunity will just pass them by.

Discover homeownershipBut, I discovered a way to clearly see homeownership in your future, wherever you are today financially, and whatever size house you need.

Here’s what I discovered: 62% of all home loans are backed by the government and their qualifications are known. The qualifications are known because the government has set rules in order to back them, of course. And there are six types of loans that you can qualify for. They are Conforming loans, FHA loans, VA loans, USDA loans and Non-Conforming loans.

Each type of loan has a known mix of credit score, income, debt, and housing costs needed to qualify. The mix is expressed in a formula called the “debt-to-income ratio.”

The solution

I’ve identified a way to let anyone configure their own path to homeownership by:

  1. Knowing the mix of things you need (income, debt, house price, housing costs, income, credit score) for each of the six types of loans,
  2. Choosing one of them as your target,
  3. Finding an easy way to configure how to get to your target from where you are now – my Smart Goal tool,
  4. Identifying realistic goals for the levers that you have available: credit score, income, debt, house price, etc.,
  5. Creating a solid path, and the smartest path for you to become a homeowner.

It’s called The Formula.

The formula for home buyers

You can determine which loan you might qualify for – out of six possibilities – given your circumstance. Following the process, use my Smart Goals tool that lets you configure your goals around credit, debt, income and housing costs to find the smartest path to homeownership.

No more guessing, and you won’t feel resigned to renting anymore.

You can have hope and certainty of homeownership because you have The Formula to get you there.

Who am I?

I’m passionate about homeownership as a tool for stability and building wealth. I’ve had a couple of companies devoted to helping people understand homeownership. My companies have won a number of awards including prestigious real estate awards. I meet a lot of people who want to be homeowners but just don’t have the tools or the faith. Then they miss out, when really, they just need the right information and a clear path, a smart path that they can define.

My goal is to pave the path for a million more people to become homeowners.

I believe in The Formula so much that if you follow the steps and don’t think it’s for you, I have a 100% money back guarantee, no questions asked.

Guaranteed

It’s really important to me that all of our products are incredibly useful to you. After all, the whole reason I’m in this business is because I believe that everyone should be able to be a homeowner, if that is their goal. So if you aren’t completely satisfied for any reason, I’ll refund the cost. If you have questions, call me at (862) 579-2992 or email at help@homeownering,com.

Get The Formula

You get:

  1. Clear guidelines for the mix of things you need (income, debt, house price, housing costs, income, credit score) for each of the six types of loans,
  2. Help choosing one of them as your target,
  3. My Smart Goal tool which is an easy way to configure and plan how to get to your target of homeownership,
  4. Strategies for the levers you have available: credit score, income, debt, house price, etc.,
  5. Everything you need to create a solid path, and the smartest path for you to become a homeowner.

If you want the steps to becoming a homeowner, this is the way to find the smartest path.