What if only your spouse is on the mortgage or title?

Many couples dream of buying property together. For any number of reasons, only one of you may end up on the mortgage, or on title, for that matter. If that’s the case for you, what do you need to know? Read about the benefits and the risk if one spouse is on the mortgage and/or title and the other is not. 

What home improvements give the best return?

Do you wonder what your return on investment would be with different home improvement projects that you have planned? In this feature, we dive into the data and show you how much value different projects will add to your home's value. See comparisons of the pay off of different renovations. 

New product review: Point.com, an alternative to a home equity loan or a HELOC

New financial products are cropping up all the time. Here's a review of one new product for homeowners, Point. They advertise that you can sell them a fractional piece of your home equity. Let's explore what this really means and what you should look out for when considering such a product, as well as what alternatives may be. 

If you have credit card debt, how do you know if a refinance can help you?

Often, mortgage loan officers will suggest a cash out refinance to wipe away credit card debt. But, here are three things you should consider in order to make sure it actually makes sense for you, both in the short term and the long term. 

How to know more than your mortgage loan officer without lifting a finger (so you don’t get screwed)

How do you guarantee that you won’t get screwed over by your loan officer when you go to get a mortgage? Learn how you can instantly know more than the loan officer you are dealing with when buying a new home or refinancing your current home.